Sovereign Judgments

I am not a lawyer, I am a judgment matchmaking expert (Judgment Broker). This article is my opinion about fake judgments. This article is based on my experience in California. Laws vary in each state, and nothing in any of my articles should ever be considered legal advice.

In my line of work, at least once a week someone contacts me with a giant judgment that sounds too good to be believed - for example, a 10 million dollar judgment against Wells Fargo Bank.

I ask them if it is a default judgment, they always say yes. I ask what the entity did to get such a big judgment against them, the answer is usually vague. I ask who was served with the lawsuit, the answer I usually get is that "this is a private judgment based on a UCC lien". I smile, and say I do not think you have a judgment, but if you send it to me, I will look at it.

They tell me it really is a real judgment, and when I see it I will understand. When they send it to me, I always find a UCC lien and some kind of paperwork that says, for example, "this is a sovereign-state judgment", or this is a "universally recognized", or a "maritime judgment". Often there is some Latin wordings, an attorney is listed, there are notary stamps, endorsements, and affirmations.

While such sets of paperwork are nice to look, and aconsiderable amount work went into them, they are not judgments. There is no court case number, no seal of any court, no judge's signature, and the listed lawyer isn't a member of any US State bar. It is not a real judgment because a UCC lien is just a claim, isn't a valid contract, and isn't court-endorsed.

A UCC lien may be obtained with no proof of wrongdoing or of a debt. One can simply fill out the paperwork and write "Joe owes me five million dollars" based on any case number one copies or makes up.

UCC liens are not checked for validness, they are just checked for completeness. If you fill out a UCC form with fake info, nobody checks that. If you forget to fill out one or more required locations on a UCC form, they will reject it.

A UCC lien, especially when it lists specific items, and is accurate and based on an actual judgment, can be useful in bankruptcy court, or to impair a business's ability to be sold or be financed. However, a UCC lien itself isn't a judgment.

A judgment is based on evidence, and a judge or commissioner making a decision that the evidence is strong enough to make a court-endorsed decision that one entity owes money to another. A UCC lien alone is just a claim. A UCC filing without an awarded judgment by a judicial court, cannot be used as the sole basis for recovering money.

"Sovereign, maritime, international, and private UCC-based judgments" can't be recovered unless they are first used as the basis of a lawsuit that is then won in a court to create an actual judgment. Note that maritime law applies only to actions or causes of actions that involve vessels or causes of actions upon a body of water.

People without judgments often believe their UCC liens are stronger than regular US-court judgments. They sometimes explain their "UCC liens are against the IRS and banks, so they are guaranteed".

The first red flag is that the IRS and major banks are not usually judgment debtors. Another red flag is that UCC liens are not judgments. Anything not endorsed by a US-court is usually junk or a note or claim.

A court-stamped federal or state judgment is a chance at getting money. A UCC lien is just a claim. I apologize for anyone I may have offended, it you have an international notarized UCC lien, please hire a lawyer to get it turned into a regular judgment.


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Mark Shapiro - Judgment Broker - Free leads for Judgment Enforcers and contingency collection attorneys.

http://www.JudgmentBuy.com - is the judgment super-site where Judgments quickly get Purchased or Enforced by the best!